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International Health Cover > Products > Group Health Plans coverage Benefits

Comprehensive Group Health Plans coverage Benefits

 

  • Inpatient benefits Coverage for Group Healthcare plans:

Like regular International Health Insurance plans,  Healthcare plans for groups have different level of cover.
The first level of cover available to a corporate Healthcare scheme is Hospitalization which typically covers medical expenditures you have when being hospitalized.

This includes the cost of the Hospital or Clinic room for the employees as well as treatment they receive.

Hospital daycare treatment typically includes the cost of medication, medical exams you may undertake (x-rays, MRIs, CT Scans, Laboratory tests...) as well as medication prescribed.
Surgery is usually covered under Hospitalization benefits, whether it be Inpatient surgery or Outpatient surgery.  

  • Outpatient benefits Coverage for Group Healthcare plans:

Corporate Health insurance plans can offer Outpatient  benefits coverage. Group Outpatient Healthcare typically includes the cost of medical consultations whether your employees go and see GPs or Specialist.

Employees will also be covered for prescribed medication. Additional Healthcare benefits for groups also include medical test (MRIs, X-Rays, CT Scans, Laboratory tests...). Complementary medicines such as Homeopathy, acupuncture, Chiropractor, Psychiatric treatment may be offered to your Corporate Group Health Insurance plan as an option.

  • Maternity benefits Coverage for Group Healthcare plans:

Maternity benefits can be offered as par of the Group Healthcare plan. Typically, Maternity benefits may vary depending on the Group Healthcare plan provider. Your Group Healthcare plan may benefit from pre-delivery test, diagnostic tests or complications arising during delivery. Post delivery can also be covered, along with new born coverage.

  • Dental benefits Coverage for Group Healthcare plans:

Dental benefits can be either "routine dental" or "major dental treatment". Depending on your group Healthcare plan, cover may include both. Dental treatment such as Orthodontics or Paradontics are generally belong to "major dental treatment".

Depending on your Group Healthcare plan, Major dental treatment my have waiting period before your employees can benefit from major Dental treatment.