Pre-existing Medical Condition cover

A Pre existing condition is a medical condition or healthcare problem that existed before enrolling in a healthcare plan.
Insurers underwrite health insurance application in several ways. In any case the Health Insurance medical Team are responsible for underwriting your medical insurance application with the medical questionnaire found in most health insurance application forms.

Depending on your pre-existing medical condition Health insurance companies my accept to cover a pre-existing condition.
However, depending on the medical condition they may apply a loading or decline the application.
In case of very mild pre-existing condition some insurers may accept covering the medical condition without a loading. However, the final underwriting decision to offer cover is always a per case decision.

As an International Healthcare advisor we offer a range of plans that may offer cover for your pre-existing medical condition; International Health Cover has developed excellent relationship with Medical Insurance companies in order to offer you the most suitable selection of Healthcare plans. This will give you and your family peace of mind when you travel overseas. Our Health Insurance advisers can help you selecting the most suitable Healthcare plan depending on your pre-existing medical condition in order to benefit from the most suitable cover for your needs.