Worldwide Coverage

There are usually 2 types of coverage. Worldwide including North America and Worldwide excluding North America.
Worldwide excluding North America area will allow you to choose to visit any hospital, doctor, clinic or medical facility anywhere in the World excluding the United States of America.
If you choose to include the coverage in North America then you will be able to go for treatment everywhere.

Premiums that includes coverage in North America are normally much higher.
Most plans usually chosen are Worldwide excluding North America unless people are US citizens.

Plans that do not cover North America for elective treatment may still cover you for emergency or unscheduled treatment if you happen to be in the US while on business or vacation for a short period.

Our team of expert advisors can provide advice on the whole range international health insurance plans. The advisors have experience of working with international insurance companies, this expertise can be utilized to advise you on the most suitable overseas medical insurance plan to meet your needs.

Expatriate health insurance plans are global policies providing you with medical cover wherever you may be around the world. If you find yourself in a country or area where the medical treatment you require is not available locally you will be transported to the nearest suitable medical facilities. In addition to this our team can provide you with detailed information on medical facilities in case of an emergency.

International health insurance plans can be tailored to provide cover for specific regions of the world. The standard regions include ‘worldwide' and ‘worldwide excluding North America '. For further information on specific geographical areas and the medical facilities available please see the links below.