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International Health Cover > Resources > Plans > Maternity Insurance

Maternity Insurance plans


Having your maternity covered

Once you have decided to have a baby it is advisable to realize that maternity cost can be very high.
Most International Health insurance plans offer pregnancy cover either as an option or built-in the insurance plan.
Most Maternity Health Insurance plan cover Inpatient pregnancy delivery as well as pre-delivery Outpatient cost.  There are some major differences from one pregnancy insurance plan to another; some insurance companies offer higher pregnancy cover and benefits while other offer reduces benefits. You may choose your pregnancy insurance plan according to the cost of the medical facilities found in your country of residence. Typically the cost of pregnancy in USA is much higher than in most other countries around the world. It is therefore advisable to carefully choose your pregnancy insurance with this in mind.

Pre-delivery test can also prove to be expensive but most maternity plan cover Outpatient maternity pre-delivery test., sometimes with sub-limits or coinsurance.  

If you live in an area where Outpatient cost are low you may choose to have only your pregnancy delivery covered by your health insurance; this will reduce your plan premium.

Pregnancy waiting period

Usually, Health Insurance providers have maternity waiting periods for pregnancy coverage. Medical insurance providers typically offer waiting period from 8 to 12 months from enrollment on the maternity plan.

As mentioned earlier, some insurance providers have pregnancy cover built-in their health insurance plan. Such approach is most always preferable as when the pregnancy waiting period is passed you are free to fall pregnant whenever you wish. Another advantage is that if you get pregnant by accident after the pregnancy waiting period you will be able to use your pregnancy benefit immediately without having to wait for the end of the health plan waiting period.

Planning your Maternity

Before maternity, if your current plan offers no benefit for pregnancy it is possible to switch to a plan with maternity cover. Planning your maternity in advance will allow you to benefit from various options.

 It is not recommended to search for a maternity insurance plan once you are already pregnant as insurance companies will not be able to offer you a lot of options.

Our team of highly trained advisors can assist you to find the most suitable pregnancy  plan for your needs; please do not hesitate to ask us for a pregnancy healthcare quote.

International Health Cover offer a comprehensive  range of International health insurance plans. You can among our portfolio and learn more about International Healthcare plans.

All our International Medical Insurance insurance plans come with a free medical insurance quotes. We provide you with Healthcare support and free admin. Our Medical Insurance advisors will guide you step by step to the most suitable Healthcare plan for your own needs.