
- Malaysia Health Insurance Information
 
Healthcare system in Malaysia is 
under the purview of the country's Ministry of Health. 
Overall Malaysians enjoy a really efficient and comprehensive health care 
system, which is essentially dominated by publicly run universal healthcare 
system as well as private healthcare providers.
Infant mortality rate -- a measurement to decide how well 
run a particular country's health care system is -- was an impressive 10, thus 
putting it on par with the modern western world. 
Projected life expectancy from birth in 2005 is 74 years of age.
New doctors going into the workforce in the nation are 
required to serve three years in the public healthcare sector before they can 
run their own private practices or opt to join private hospitals. 
This requirement is highly beneficial because the general population is 
assured of adequate supply of medical professionals and the fresh graduate 
doctors are placed in positions that can help them gain experience. 
There is no restriction on foreign doctors who wish to 
participate in Malaysia 
medical practice, especially those who come with higher qualifications and 
credentials.
 The Malaysian government appreciates and values 
the development of healthcare sector, and it is customary to put aside 5% of 
social sector development fund into public healthcare. 
The major issues that the government has to grapple with are fast 
expanding and aging population.  
There are many ongoing programs in the pipeline and they 
include refurbishment of existing hospitals, addition and maintenance of new 
hospitals, building more polyclinics as well as stepping up to training and 
expansion of telehealth.  A number of 
reforms have been introduced to enhance the system and to draw in foreign 
investment.
 But the industry is not able to churn out 
enough qualified professionals, especially specialists who are experts in 
certain fields.  It is thus not 
uncommon for patients to travel to the larger cities in order to receive 
specialized medical care and treatment. 
The government is to be commended for its efforts to bring 
state of art equipment to other fringe cities but these exercises usually end in 
vain as shortage of qualified manpower has caused these machines to turn into 
white elephants.
Nowadays, privately funded hospitals are mushrooming in the 
big cities.  Such institutions would 
often boasts of highly qualified medical professionals plus modern and 
sophisticated medical equipment.  Not 
too long ago, many private businessmen would have hesitated to enter into Malaysia healthcare. 
This was largely driven by the perception that it would 
usually take very long time to recoup the investment. 
But the appetite for quality healthcare has definitely expanded with the 
more affluent population and a lot of companies are interested again. 
In addition to domestic demand, the popularity of Malaysia as a medical destination 
among foreign expatriates who flew in to receive treatment is another 
contributing factor.
 Learning from its experience with the Nipah 
virus outbreak in 1999, Ministry of Health has put together stringent procedures 
to better stand up to the next virus attacks. 
As a result of this, Malaysia has 
come out relatively unscathed during the recent SARS (severe acute respiratory 
syndrome) crisis and it has also handled the H5N1 (bird flu) outbreak remarkably 
well in 2004.
 Malaysia 
has also come out with its own National Influenza Pandemic Preparedness Plan 
(NIPPP), which details all forms of preparatory actions and response plans if 
the country is being struck by an influenza pandemic. 
This NIPPP subscribes to a framework of comprehensive 
communication/collaborations among the various government agencies with 
non-governmental offices (NGOs) to make sure that resources can best be utilized 
at any point of such pandemic.
If you wish to have further information about  
international medical insurance  or 
a  
free quote, please 
do not hesitate to
contact one of our highly 
trained advisors.