Spanish Flag      Italian Flag     Flag UK US      French Flag     zhongwen
Home About Us Products Insurers Quotation  Resources Contact Us

International Health Cover > Resources > Worldwide Health Insurance Plans > USA Health Insurance

USA International Health Insurance Advice

  USA International Health Insurance
  • USA Health Insurance Information


The term Medical insurance is commonly used in the US to refer to any program that helps pay for medical expenses, whether it be through private insurance, social insurance or even non-insurance social welfare plans funded by the American government. Synonyms for this usage include but are not limited to "health care coverage" and "health benefits."

According to the United States Census Bureau, about 85% of US Citizens have Medical insurance; approximately 60% get it through an employer, while less than 10% purchase it directly.

In 2006, there was 47 million citizens (16% of the population) who had no health insurance for at least part of that particular year.

Apart from programs such as Medicare or Medicaid, the Health care system in USA belongs to the private sector.
Being the biggest and most expensive Health care system in the world the World Health Organization ranked the American health care scored 1st in terms of healthcare costs and 1st in response to health care needs but only 37th in terms of overall performance.

Non profit Hospitals have been remaining stable (70%) for the past few years.
Current debate about health care reform in the US raises issues as various as: access and fairness, efficiency, quality and cost.

Although US Hospitals do provide Outpatient care they generally focus on Hospitalization care.
One of the issue currently faced by the United States Health system is the difficulty to sustain high quality urgent care services.

With an average life expectancy of 78 years old the United States have a lower life expectancy than Europe, Japan and Canada. The cancer survival rates in USA are however the best among all countries. However, concerns regarding Obesity have been raised for decades leading to an increase of diabetes.

With a large low income population having difficulties covering medical expenses the private health insurance sectors represents more than a third of personal health cost while US Citizens self funded expenses are increasing.
Local and federal funded programs account for less than half of the total Healthcare .

President Barack Obama is ongoing major health care reforms to allow more citizens to have access to Health care services.
The goal is to offer accessible healthcare to lower incomes families.

Foreign expatriates are on the other hand advised to call upon a sustainable and comprehensive medical plan to face high medical cost.

If you wish to have further information about the international medical insurance in USA  or a  free quote, please do not hesitate to contact one of our highly trained advisors.

The best choice to compare and apply for Health insurance

Fast Health Insurance Quotes
Fast and professional advise delivered by highly trained advisors.
Competitive prices
We find the most comprehensive insurance plan at the best price for yourself
Free Help and Support
We guarantee prime support to guide you through the best decision according to your needs.

International Medical Insurance plans

Individual & Family plans
These plans are designed for individual and families, offering specific cover such as Maternity or Free children possible coverage. The plans are guaranteed renewable.

To benefit from Corporate plans you must have a group of at least 3 employees. Employees family (husband, wife and children) can benefit from group plans. Discount are available and depend on how may employees wish to enroll.

These plans are designed for teachers. These worldwide coverage plans are renewable and also suitable for all ages. Plan premiums will change depending on where you live and your age but are not dependent on your nationality.

Free International Healthcare resources to help you choose the best plan

International Health Insurance Glossary

Find out about the most useful terms
related to International Healthcare. You will get a
quick insight .

International Health Insurance Faqs

Whether you wish to travel or move out to a foreign country to work or study these Frequently asked Questions will help you understand which International Health insurance provider is right for you.

Health Care articles

These plans are designed for teachers. These worldwide coverage plans are renewable and also suitable for all ages. Plan premiums will change depending on where you live and your age but are not dependent on your nationality.